Flexi-MediSave

You can use up to $400 per annum per patient, for outpatient medical treatments if you are aged 60 or older. Treatments can be received at polyclinics, public hospital SOCs, and participating CHAS GPs such as Care Connect Clinic.

It generally covers consultation fees, medical services, drugs and tests necessary for diagnosis or treatment of a medical condition, as ordered by your doctor. This does not include dental treatment.

Pay with: Self and spouse’s MediSave (aged 60 and above only)

Outpatient scans (CT/MRI scans)

You can also use Medisave for CT and MRIs. You can use $600 of your MediSave per annum per patient to pay for scans at SOCs and polyclinics to diagnose or treat your medical condition. Not applicable for plain X-rays or scans, which are covered under other MediSave uses.

Pay with: Your own or immediate family members' MediSave

Application

Use your MediSave, MediShield Life, or IP to pay for your healthcare needs

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Inform

Inform the Public Healthcare Institutions (PHIs) and/or participating Medical Institutions (MIs) where you are receiving treatment at, that you’d like to use MediSave, MediShield Life, or IP to pay for your medical expenses.

Authorisation

The PHI and/or participating MI should present you with a hardcopy or digital copy of the Medical Claims Authorisation Form (MCAF). You’ll need to sign the MCAF, which authorises the PHI and/or participating MI to check how much you can utilise from your healthcare plans.

If you had previously given a standing authorisation for the use of MediSave, the MI will submit a claim on your behalf.

Post-treatment

When your treatment is over, the PHI and/or participating MI will submit the medical claim on your behalf and payment from your healthcare plans will be made directly to them. Upon approval of the claim, the Board and/or insurer will notify you accordingly.

What is the Medical Claims Authorisation Form (MCAF)?

You can authorise the medical institutions to deduct from your MediSave, claim from MediShield Life, and/or your IP for medical expenses that you and/or your loved ones incur using the MCAF.

There are two types of MCAF available:

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